Want 175,000 Ultimate Rewards points? See if you’re eligible with Chase’s new preapproval tool
If you’ve been contemplating the Chase Sapphire Reserve® credit card, now might be the ideal moment to take the plunge. Chase has rolled out its most generous welcome offer to date: a staggering 175,000 points available to select consumers who meet specific criteria. This enticing offer comes with a straightforward way to check your eligibility through Chase’s newly reintroduced preapproval tool. This tool allows potential applicants to answer a few quick questions to determine if they qualify for this exceptional bonus, mirroring a similar feature offered by American Express.
The preapproval tool is designed to streamline the application process, enabling users to receive a soft inquiry on their credit report without affecting their score. After answering some basic questions, applicants are presented with a list of cards they prequalify for, including the coveted Chase Sapphire Reserve. To earn the elevated 175,000 points, applicants must spend $6,000 within the first three months of account opening. It’s important to note that while the tool reveals potential eligibility, it does not disclose your status under Chase’s 5/24 rule, which limits approvals based on the number of new accounts opened in the past two years. Additionally, standard eligibility rules for Sapphire cards still apply, meaning that not everyone will qualify for every card listed in the tool.
The preapproval tool currently features several Chase cards, including the Chase Freedom Flex®, Chase Freedom Unlimited®, and the Sapphire Preferred® Card, among others. However, only the Sapphire Reserve boasts the elevated welcome offer. For those not interested in the Sapphire Reserve, the tool still provides a valuable opportunity to check eligibility for other Chase cards without triggering a hard inquiry. Overall, utilizing this preapproval tool can help applicants avoid unnecessary impacts on their credit score while potentially unlocking Chase’s highest-ever bonus, which could translate into significant rewards for savvy cardholders. If you’re curious about your eligibility for this lucrative offer, head over to Chase’s prequalification tool and see if you can secure the 175,000-point bonus today!
If you’ve been considering applying for the
Chase Sapphire Reserve®
(see
rates and fees
), now may be the perfect time. Chase is targeting select consumers with its highest-ever welcome offer of 175,000 points — and there is an easy way to
check whether you qualify
.
Chase
has reintroduced a preapproval tool that lets prospective applicants answer a few quick questions and see if they are eligible for a welcome offer. It works similarly to
American Express’ prequalification tool
.
Here is what you need to know.
Check out
Chase’s prequalification tool
to see if you’re targeted for a 175,000-point bonus (after spending $6,000 on purchases in the first three months from account opening) on the Chase Sapphire Reserve.
Overview of the Chase prequalification tool
Chase’s prequalification tool
allows customers to answer a few questions and receive a list of cards for which they prequalify.
After answering a few questions, Chase performs a
soft inquiry
with no impact on your credit score and then displays the cards you are eligible for.
From there, you can choose to proceed with a full application, which will trigger a
hard inquiry
. Not everyone will qualify for every card, but the tool will show any alternatives you may be eligible for.
CHASE
Keep in mind the following:
The tool does not display your status under
Chase’s 5/24 rule
, so you will need to know your standing before applying.
Standard
eligibility rules for Sapphire cards
still apply.
Only select Chase cards appear in this tool.
Related:
Best time to apply for Chase credit cards based on offer history
What cards are in the tool?
The following cards are currently included in the
preapproval tool
:
Chase Freedom Flex®
(see
rates and fees
)
Chase Freedom Rise®
Chase Freedom Unlimited®
(see
rates and fees
)
Chase Sapphire Reserve
Chase Sapphire Preferred® Card
(see
rates and fees
)
Chase Slate Edge®
Southwest Rapid Rewards® Plus Credit Card
(see
rates and fees
)
United℠ Explorer Card
(see
rates and fees
)
The information for the Freedom Rise and Slate Edge has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
WESTEND61/GETTY IMAGES
The preapproval tool features an elevated welcome offer for only the Sapphire Reserve. Eligible applicants who complete the process may see either a 125,000-point offer (which is the standard welcome bonus and includes identical spending requirements of $6,000 in the first three months) or the elevated 175,000-point offer. There are no options in between.
Why use the tool?
The main reason to use
this tool
is to check whether you qualify for the elevated Chase Sapphire Reserve offer. Other cards included in the tool do not feature elevated welcome offers, so applicants will see only the
standard public offers
.
If you are not interested in the Sapphire Reserve, the tool still allows you to confirm eligibility for other Chase cards without risking a hard inquiry.
Related:
Am I eligible for the Chase Sapphire Reserve’s bonus?
Bottom line
Before applying for a Chase card, consider using the
preapproval tool
to see what you might qualify for. It helps you avoid an unnecessary hard inquiry and may unlock Chase’s highest-ever offer on the Sapphire Reserve, which could be worth tens of thousands of extra points.
Even if you are not pursuing the Sapphire Reserve, you can still use the tool to confirm your eligibility for other cards before submitting an application. Many consumers will find this to be a helpful addition to Chase’s site.
Check out
Chase’s prequalification tool
to see if you’re targeted for a 175,000-point bonus on the Chase Sapphire Reserve.
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
