Best time to apply for Atmos Rewards cards based on offer history
In 2025, Alaska Airlines and Hawaiian Airlines combined their loyalty programs under the new Atmos Rewards banner, introducing three new credit cards designed to enhance travel experiences for their members. The Atmos Rewards suite includes two personal cards—the Atmos Rewards Ascent Visa Signature® Credit Card and the Atmos Rewards Summit Visa Infinite® Credit Card—as well as a business option, the Atmos Rewards Visa Signature® Business Card. Each card comes with enticing welcome offers that allow cardholders to accumulate valuable Atmos Rewards points, which can be redeemed for flights and other travel-related perks. Given the dynamic nature of credit card offers, it’s crucial for potential applicants to be aware of the best times to apply, as bonuses can fluctuate significantly.
The Atmos Rewards Ascent card currently offers a welcome bonus of 80,000 points along with a $99 Companion Fare (plus taxes and fees) after spending $4,000 within the first 120 days. This card is particularly appealing for its low annual fee of $95 and valuable perks, making it a great option for those who frequently travel with Alaska or Hawaiian Airlines. Similarly, the Atmos Rewards Summit card provides an even higher welcome bonus of 100,000 points and a 25,000-point Global Companion Award after spending $6,000 in the first 90 days, although it comes with a higher annual fee of $395. For business travelers, the Atmos Rewards Business card offers an 80,000-point welcome bonus and a $99 Companion Fare after spending $5,000 within the same timeframe, with a modest $70 annual fee for the business and $25 per additional card.
As the Atmos Rewards program is still in its infancy, the current welcome offers are among the most competitive seen since their launch. Experts suggest applying when the bonuses exceed historical highs, particularly when they include companion fares or additional award points. For travelers who are loyal to Alaska or Hawaiian Airlines, these cards present a unique opportunity to maximize rewards and enhance travel experiences. As the market evolves, new offers may emerge, so staying informed about potential changes will be essential for anyone looking to optimize their rewards strategy.
When
Alaska Airlines
and
Hawaiian Airlines
merged their loyalty programs into
Atmos Rewards
in 2025, we saw three fresh cards hit the scene.
The three
Atmos Rewards cards
(two personal and one business) provide solid benefits and travel-related perks for cardmembers to enjoy. They also feature some highly valuable
welcome offers
to collect a stash of
Atmos Rewards points
.
Now that we’ve seen two rounds of bonuses introduced across this lineup, we can help you decide on a smart time for your application. Keep in mind that offers can change at any time, and some of the offers mentioned in this article may no longer be available.
We’re also only discussing publicly available offers in this article, but know that targeted offers with more bonus points could exist.
With that in mind, let’s dive into the bonuses offered with the Atmos Rewards cards.
Best Atmos Rewards welcome offers
Card
Best welcome offer we’ve seen
When to apply
Atmos™ Rewards Ascent Visa Signature® Credit Card
Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening.
When the welcome offer is more than 60,000 points and includes a companion fare.
Atmos™ Rewards Summit Visa Infinite® Credit Card
Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening.
When the offer is more than 80,000 points and includes a 25,000-point Global Companion Award.
Atmos™ Rewards Visa Signature® Business Card
Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.
When the offer is more than 60,000 points and includes a companion fare.
Atmos Rewards Ascent
With the
Atmos Rewards Ascent
, you can expect useful, high-value perks when you fly with Alaska or Hawaiian in exchange for a modest $95 annual fee.
THE POINTS GUY
Welcome offer history
Here are the welcome offers we have seen on the Atmos Rewards Ascent:
Approximate date
Welcome offer
Value*
October 2025 to now
Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases in the first 90 days from account opening, plus receive a 30% global flight discount code for a qualifying future flight after opening your new account.
$930 in points, plus the value of the companion fare and global flight discount code
August 2025 to October 2025
Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening.
$1,240 in points, plus the value of the companion fare
*Bonus offer value is based on TPG’s November 2025
valuations
and is not provided by the credit card issuer.
Highest welcome offer
The highest welcome bonus we’ve seen offered 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening.
When to apply
Since we haven’t seen many offers on this card yet, we can only base our advice on the launch bonus and the current offer. With that in mind, we’d generally recommend applying when the bonus provides more than 60,000 points and includes a companion fare.
Learn more:
Atmos Rewards Ascent Visa Signature Credit Card
Atmos Rewards Summit
The
Atmos Rewards Summit
is an excellent choice for Alaska or Hawaiian loyalists who want to enjoy top benefits and elevated earning rates in multiple categories, including all foreign transactions, for a $395 annual fee.
THE POINTS GUY
Welcome offer history
Here are the welcome offers we have seen on the Atmos Rewards Summit:
Approximate date
Welcome offer
Value*
October 2025 to now
Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days from account opening.
$1,628
August 2025 to October 2025
Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening.
$1,938
*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.
Highest welcome offer
The highest bonus we’ve seen offered in this card’s history was a chance to earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening, offered in the late summer and early fall of 2025.
When to apply
From what we’ve seen in the card’s limited history, if you find an offer providing more than 80,000 points and including a 25,000-point Global Companion Award, it’s a good time to apply.
Learn more:
Atmos Rewards Summit Visa Infinite Credit Card
Atmos Rewards Business
Business travelers who frequently fly on Alaska and Hawaiian have plenty to like about the
Atmos Rewards Business
, which charges a $70 annual fee for the company and $25 per card.
THE POINTS GUY
Welcome offer history
Here are the welcome offers we have seen on the Atmos Rewards Business:
Approximate date
Welcome offer
Value*
October 2025 to now
Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days from account opening.
$930 in points, plus the value of the companion fare
August 2025 to October 2025
Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.
$1,240 in points, plus the value of the companion fare
*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.
Highest welcome offer
The best bonus on this card offered 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.
When to apply
Given what we know about this card’s history, you should apply if you can earn more than 60,000 points and a companion fare with its bonus.
Learn more:
Atmos Rewards Visa Signature Business Card
Bottom line
Since the Atmos Rewards card suite is new to the market, we’ve only seen two rounds of welcome offers in its history. As time passes, we may see a greater variety in the bonuses offered.
If you’re an Alaska or Hawaiian loyalist — or someone who
places value
in the Atmos Rewards program — these cards are worth considering for their solid benefits and good earning rates in multiple categories. So, it’s worth keeping these cards in mind as you develop your personal rewards strategy.
To learn more about credit card bonus offers over time, check out the following:
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Best time to apply for Southwest Chase cards based on offer history
Best time to apply for United Chase cards based on offer history
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
