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Thursday, December 4, 2025
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Your Medicare Advantage benefits are about to expire. How to get the most of the extras you’ve already paid for.

By Eric December 4, 2025

The Centers for Medicare and Medicaid Services (CMS) has recently proposed to vacate a rule that aimed to notify beneficiaries about their unused healthcare benefits, a decision that has sparked discussions among advocates and policymakers. Initially, the rule was designed to empower Medicare and Medicaid recipients by providing them with timely information regarding any remaining benefits they had not utilized. The intent was to encourage beneficiaries to take full advantage of the services available to them, ultimately enhancing their healthcare outcomes and ensuring they receive the necessary support for their health needs.

The proposed rule, which was set to take effect in 2024, would have mandated that beneficiaries receive alerts about their unused benefits, such as preventive services and screenings, which are often overlooked. For instance, many individuals may not realize they have access to yearly wellness visits or vaccinations, leading to missed opportunities for critical health interventions. By informing beneficiaries about these unused services, the CMS aimed to foster a more proactive approach to healthcare, equipping individuals with the knowledge to make informed decisions about their health and well-being. However, the recent proposal to vacate this rule has raised concerns among patient advocacy groups, who argue that the lack of communication could lead to underutilization of essential services, ultimately impacting health outcomes for vulnerable populations.

Critics of the CMS’s decision argue that transparency and communication are vital in the healthcare system, especially for those who may already face barriers to accessing care. They emphasize that informing beneficiaries about their benefits is not just a matter of convenience but a crucial step in ensuring equitable access to healthcare services. As the CMS continues to navigate the complexities of healthcare policy, the implications of this proposed rule change will likely resonate throughout the Medicare and Medicaid communities, prompting discussions about the importance of beneficiary education and engagement in maximizing health outcomes. The ongoing dialogue surrounding this issue highlights the need for a balance between regulatory oversight and the empowerment of individuals to take charge of their health care journey.

Use them or lose them: The Centers for Medicare and Medicaid Services just proposed vacating a rule that would have alerted beneficiaries about their unused benefits.

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