Want 175,000 Ultimate Rewards points? See if you’re eligible with Chase’s new preapproval tool
If you’re contemplating applying for the Chase Sapphire Reserve® credit card, now might be the ideal moment to act. Chase has rolled out its highest-ever welcome offer of 175,000 points, specifically targeting select consumers. The application process has been made easier with the introduction of a preapproval tool that allows potential applicants to quickly assess their eligibility for this lucrative offer. By answering a few straightforward questions, you can find out if you qualify for the bonus, which requires a spending of $6,000 within the first three months of account opening. This preapproval tool functions similarly to American Express’ prequalification feature, making it a user-friendly option for those looking to maximize their rewards.
Chase’s prequalification tool not only helps you check your eligibility for the Sapphire Reserve but also provides insights into other Chase cards you may qualify for, such as the Chase Freedom Flex®, Chase Freedom Unlimited®, and the Chase Sapphire Preferred® Card. The process involves a soft inquiry on your credit, meaning it won’t affect your credit score. However, it’s important to note that the tool does not reveal your status under Chase’s 5/24 rule, which limits approvals for applicants who have opened five or more credit cards in the past 24 months. Therefore, understanding your standing before using the tool is essential. For those who are specifically interested in the elevated Sapphire Reserve offer, this preapproval process is particularly beneficial, as it can save you from unnecessary hard inquiries while potentially unlocking a significant number of bonus points.
In summary, Chase’s preapproval tool is a valuable resource for anyone considering applying for a Chase credit card, especially the Sapphire Reserve. It provides a risk-free way to explore eligibility for the highest-ever welcome bonus and other Chase products. With the potential to earn 175,000 points, which can translate into substantial travel rewards or cash back, taking advantage of this tool could be a game changer for savvy consumers. Whether you’re aiming for the Sapphire Reserve or just want to check your options, this feature enhances your chances of making an informed decision without impacting your credit score. Don’t miss out on this opportunity—check out Chase’s prequalification tool today!
If you’ve been considering applying for the
Chase Sapphire Reserve®
(see
rates and fees
), now may be the perfect time. Chase is targeting select consumers with its highest-ever welcome offer of 175,000 points — and there is an easy way to
check whether you qualify
.
Chase
has reintroduced a preapproval tool that lets prospective applicants answer a few quick questions and see if they are eligible for a welcome offer. It works similarly to
American Express’ prequalification tool
.
Here is what you need to know.
Check out
Chase’s prequalification tool
to see if you’re targeted for a 175,000-point bonus (after spending $6,000 on purchases in the first three months from account opening) on the Chase Sapphire Reserve.
Overview of the Chase prequalification tool
Chase’s prequalification tool
allows customers to answer a few questions and receive a list of cards for which they prequalify.
After answering a few questions, Chase performs a
soft inquiry
with no impact on your credit score and then displays the cards you are eligible for.
From there, you can choose to proceed with a full application, which will trigger a
hard inquiry
. Not everyone will qualify for every card, but the tool will show any alternatives you may be eligible for.
CHASE
Keep in mind the following:
The tool does not display your status under
Chase’s 5/24 rule
, so you will need to know your standing before applying.
Standard
eligibility rules for Sapphire cards
still apply.
Only select Chase cards appear in this tool.
Related:
Best time to apply for Chase credit cards based on offer history
What cards are in the tool?
The following cards are currently included in the
preapproval tool
:
Chase Freedom Flex®
(see
rates and fees
)
Chase Freedom Rise®
Chase Freedom Unlimited®
(see
rates and fees
)
Chase Sapphire Reserve
Chase Sapphire Preferred® Card
(see
rates and fees
)
Chase Slate Edge®
Southwest Rapid Rewards® Plus Credit Card
(see
rates and fees
)
United℠ Explorer Card
(see
rates and fees
)
The information for the Freedom Rise and Slate Edge has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
WESTEND61/GETTY IMAGES
The preapproval tool features an elevated welcome offer for only the Sapphire Reserve. Eligible applicants who complete the process may see either a 125,000-point offer (which is the standard welcome bonus and includes identical spending requirements of $6,000 in the first three months) or the elevated 175,000-point offer. There are no options in between.
Why use the tool?
The main reason to use
this tool
is to check whether you qualify for the elevated Chase Sapphire Reserve offer. Other cards included in the tool do not feature elevated welcome offers, so applicants will see only the
standard public offers
.
If you are not interested in the Sapphire Reserve, the tool still allows you to confirm eligibility for other Chase cards without risking a hard inquiry.
Related:
Am I eligible for the Chase Sapphire Reserve’s bonus?
Bottom line
Before applying for a Chase card, consider using the
preapproval tool
to see what you might qualify for. It helps you avoid an unnecessary hard inquiry and may unlock Chase’s highest-ever offer on the Sapphire Reserve, which could be worth tens of thousands of extra points.
Even if you are not pursuing the Sapphire Reserve, you can still use the tool to confirm your eligibility for other cards before submitting an application. Many consumers will find this to be a helpful addition to Chase’s site.
Check out
Chase’s prequalification tool
to see if you’re targeted for a 175,000-point bonus on the Chase Sapphire Reserve.
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
