Best time to apply for the Prime Visa based on offer history
Amazon’s Prime Visa credit card, a favorite among avid shoppers, particularly those who frequent Amazon and Whole Foods, offers a compelling suite of rewards and benefits. Currently, the card boasts an attractive welcome offer of a $250 Amazon gift card instantly upon approval, which represents one of the highest bonuses the card has ever provided. This generous incentive is particularly appealing for those looking to maximize their rewards without having to meet a minimum spending threshold, making it an excellent choice for both new and seasoned Amazon Prime members.
The Prime Visa card not only offers unlimited 5% cash back on purchases made at Amazon and Whole Foods but also provides 2% back on gas, local transit, and dining, along with 1% on other purchases. Its travel perks are noteworthy, including baggage delay insurance, purchase protection, and no foreign transaction fees—all without an annual fee, provided you maintain an Amazon Prime membership. With the current welcome offer matching its historical peak, now is an ideal time to consider applying for the card, especially as higher bonuses tend to emerge around the holiday season.
To ensure you secure the best possible welcome bonus, it’s crucial to keep an eye on the card’s offer history. The Prime Visa has seen fluctuating welcome offers over the years, ranging from $100 to $250, with notable increases during key shopping periods. For instance, the card has offered $150 and $200 bonuses at various points, but the current $250 offer stands out as the most lucrative. Potential applicants should also be aware of Chase’s 5/24 rule, which may affect approval chances depending on how many new credit cards have been opened in the past 24 months. By strategically timing your application and being mindful of eligibility requirements, you can optimize your rewards and enhance your shopping experience with Amazon.
Amazon is one of the largest online marketplaces, offering a wide range of options to buy almost anything you need. Amazon has a suite of credit cards, including the popular Prime Visa.
If you want to apply but aren’t sure when to do so because you want to secure the best welcome bonus, we can help. The Prime Visa is known to frequently change its welcome offer, so we’ve compiled data to provide you with some guidance.
Knowing past welcome offers that the Prime Visa has offered can help you when analyzing the current offer.
Note that we’ll only cover publicly available welcome offers; however, you may be eligible to receive targeted offers that are even higher. And remember, offers are subject to change at any time, and some of the offers mentioned below may not be available at this moment.
Best Prime Visa welcome offer
Best welcome offer we’ve seen
When to apply
Prime Visa
Get a $250 Amazon gift card instantly upon approval.
When the Amazon Gift card is over $150
Prime Visa
As an avid Amazon and Whole Foods shopper, this card is a staple in my lineup and an absolute no-brainer for me. The card carries
no annual fee
but does require you to be an Amazon Prime member. Prime membership costs $14.99 monthly or $139 for the year.
The biggest perk the card offers is unlimited 5% cash back on
Amazon
and Whole Foods purchases. You’ll even receive 10% cash back on select items during Prime Day when making your purchase with the card. It also serves as a great everyday card, as it earns 2% back on gas, local transit and commuting, and dining at restaurants.
The Prime Visa earns 1% back on all other purchases. Plus, the card offers a variety of travel perks and protections, including:
Baggage delay insurance
Extended warranty protection
Lost luggage reimbursement
Purchase protection
Travel accident insurance
No foreign transaction fees
This is a solid suite of perks for a card with no annual fee.
Additionally, the great thing about the Prime Visa’s welcome offer is that it doesn’t require meeting a minimum spending threshold to earn the welcome bonus.
THE POINTS GUY
Here are the offers we’ve seen on the Prime Visa.
Welcome offer history
Approximate date
Offer
November 2025 to now
Get a $250 Amazon gift card instantly upon approval.
July 2025 to November 2025
Get a $150 Amazon gift card instantly upon approval.
July 2025
Get a $250 Amazon gift card instantly upon approval.
June 2025 to July 2025
Get a $200 Amazon gift card instantly upon approval.
April 2025 to June 2025
Get a $150 Amazon gift card instantly upon approval.
January 2025 to April 2025
Get a $100 Amazon gift card instantly upon approval.
December 2024 to January 2025
Get a $150 Amazon gift card instantly upon approval.
November 2024 to December 2024
Get a $200 Amazon gift card instantly upon approval.
October 2024 to November 2024
Get a $150 Amazon gift card instantly upon approval.
August 2024 to October 2024
Get a $100 Amazon gift card instantly upon approval.
June 2024 to August 2024
Get a $200 Amazon gift card instantly upon approval.
January 2024 to June 2024
Get a $100 Amazon gift card instantly upon approval.
November 2023 to January 2024
Get a $100 Amazon gift card (or more) instantly upon approval.
November 2023
Get a $200 Amazon gift card instantly upon approval.
October 2023 to November 2023
Get a $150 Amazon gift card instantly upon approval.
July 2023 to October 2023
Get a $200 Amazon gift card instantly upon approval.
Currently, new Prime Visa cardholders can receive a $250 Amazon gift card instantly upon approval.
Highest welcome offer
We’ve seen this card offer as high as a $250 Amazon gift card instantly upon approval.
When to apply
If the Amazon gift card is $150 or higher, consider applying. You can typically expect higher welcome offers near the holidays. The current welcome offer matches the highest we’ve seen, making now an excellent time to apply if you’ve been eyeing this card.
Learn more:
Prime Visa
Related:
Is the Prime Visa credit card worth the cost?
Application restrictions
To be eligible for this card, you need to have an active Prime membership.
Additionally, the Prime Visa is issued by Chase; therefore, you’ll want to be under
5/24
for a better chance of approval. The infamous 5/24 rule means you can’t have opened five or more cards across all issuers in the past 24 months to be approved for most Chase cards.
PEOPLEIMAGES/GETTY IMAGES
However, some data points from Reddit show that some cardholders have been approved at or slightly over 5/24. Just keep in mind that this varies.
Related:
Want to open a new Chase card? Here’s how to calculate your 5/24 standing
Bottom line
Before applying for the Prime Visa, ensure you can get the highest welcome offer possible. Chase and Amazon sporadically offer the best-ever offer randomly throughout the year. However, during the holidays, you can also expect elevated welcome offers.
Our historical data on the Prime Visa’s welcome offer history serves as a good reference point for determining the best time to apply for the card based on yearly trends.
To learn more, read our
full review of the Prime Visa
.
Be sure to check our other offer history guides as a reference point when applying for your next credit card:
The best time to apply for these popular American Express cards based on offer history
The best time to apply for these popular Capital One credit cards based on offer history
Chase credit cards: Best time to apply based on offer history
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
